Laura

What is the best bit of your course?

Being on a combined degree has allowed me to get insights into two subjects, which is particularly interesting because my subjects are closely linked and related. It has also allowed me to be flexible in module choices, so I have taken all sorts of different modules during my degree which has been fun.

What has been the biggest challenge so far?

Planning ahead and multi-tasking, as the coursework deadlines tend to be bunched together so often several different pieces need to be worked on simultaneously.

How do you cope with money?

I set out a budget at the start of each year, working out what my total income splits into to provide a weekly budget. Then I try to save some money each week in case of unexpected costs another week.

Where do you live?

In a shared flat with several other students. We lived in a house 2nd year which was lovely but far away from campus, so this year we opted for a smaller place which is very close to campus. It is noisier but much more convenient as we all needed to go to campus a lot for dissertation research.

Where do you want to be in ten years?

I don’t have a set plan, but I would like to be in a job which still allows time for my voluntary work as well.

What do you wish you had known when you started university?

That extra research for each module really does pay off in the long term and that the time goes so quickly that it is important to make the most of any opportunities when they come along.

What’s your single best budgeting tip for students?

Plan your meals for the week – this saves so much wasted food!

Laura's Budget

Income
Tuition fee loan £9000
Maintenance loan £6250
University bursaries/scholarships £1,000
Savings £600
Term-time work £0
Holiday work £500
Money from family and friends £1000
Any other income (please specify) £0
Expenditure
Tuition fees £9000
Accommodation £5,500
Utility bills (Gas, electricity, water etc.) £ (Included in rent)
Transport £200
Food £1,250
Socialising £800
Study costs (books, printing, trips etc.) £300
Insurance £0
Clothes £200
Other essentials (toiletries, laundry detergent etc.) £200
Phone and internet £ (Included in rent)
Any other expenditure (please specify) £0